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I currently have a joint mortgage with my soon to be ex wife on a flat. Is it possible for a thid party to pay my wife for her share of the equity and transfer their name onto the mortgage in her place? How much extra capital do you require over the outstanding balance on your current mortgage ?Applies only to remortgage interest rate. Mortgages must be secured on land and buildings. Quick search of over 8, 500 mortgages.