Just a couple of thousand pounds chips away at your mortgage,  she explains. Flexible and offset mortgages can cut years off the length of your mortgage  if you can make them work for you. First time buyers : moving home : remortgage : buy to let : self- employed : refused credit : flexible mortgages : insurance. By 2005, it is expected that offset mortgages will have won 25% of the mortgage market. Anybody who receives bonuses may find an offset an ideal home for their money. Our offset variable mortgage rate 6. Amongst the best mortgage rates on offset.

Our offset variable mortgage rate 6. Our offset mortgage calculator can show you how your clients can benefit from offsetting. Is a flexible mortgage right for you?Our offset variable mortgage rate 6.

The calculation assumes your regular mortgage payment stays the same and that you will not receive interest on your current account/savings. We also offer offset accounts for people who wish to combine their mortgage and savings. In the second example mentioned above, over 25 years the borrower would save £19, 379 in mortgage interest and pay off the mortgage two years and six months earlier. As winners of mortgage magazines 'lender of the year' in 2005 and 2006 you can be sure that you are dealing with a great value lender.

Offset fixed mortgages are only available on loans between £100, 000 and £500, 00. Our research shows that more than half of our customers who actively offset last year beat the bank of england base rate on their mortgage. This is unlike a current account mortgage, where your accounts are mixed together as if you have one massive overdraft. Use our offset calculator now to see how. A flexible mortgage gives you some scope to change your mortgage payments to suit your ability to pay. Not only can you pay your mortgage off early, you can get a better return on your savings.

Not applicable to the offset tracker 85 for the term of the mortgage or the offset fixed until 01. 12. 07. Reduce the interest on your mortgage by forfeiting the interest you would get on your current or savings accounts. What could an offset mortgage save me?Clickserve. Uk. Dartsearch. Net remortgage your home bad credit accepted no first time buyers. Mortgage repayment cover. Latest stories mortgage calculator - offset mortgages. Offset borrowers allow their savings to be offset against their mortgage debt to reduce the amount of interest charged on the mortgage loan. No limit on the amount you can offset.